One agent.
Every major carrier.
Your side of the table.
I'm Austin Rhodus, an independent life insurance agent. I don't work for one company — I shop your case across the industry's top carriers and bring back the coverage that actually fits your budget and your health profile. No pressure, no one-size-fits-all.
Don't take my word for it. Verify me.
Every legitimate agent has a National Producer Number on file with state regulators. Here's mine — look it up yourself before we ever talk.
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Coverage built around real life
Four ways families protect what matters. On our call, we figure out which one — if any — actually fits you.
Final Expense
Locked-in coverage that pays out fast so your family isn't passing a hat to cover a funeral. Premiums never increase, coverage never expires, and most approvals happen over the phone.
Check your rate →Mortgage Protection
If something happens to you, the house gets paid off — your family keeps the home, not the payment. Many plans refund every premium dollar if you outlive the term.
Protect the house →Indexed Universal Life
Permanent coverage that builds cash value tied to market index growth, with downside protection floors. Not for everyone — and I'll tell you straight if it's not for you.
See if you qualify →Term Life
The most coverage for the least money during the years your family depends on your income. Simple, affordable, and shopped across every carrier I represent.
Get a quote →What working with me looks like
A real conversation
30 minutes on the phone. Your budget, your health picture, what you're actually trying to protect. No scripts read at you, no pressure.
I shop the market
I take your profile to multiple carriers and come back with the real numbers — including which carrier is most likely to approve you at the best rate.
You decide
You see the options side by side and pick — or walk away. Either way, you'll know exactly where you stand. If a policy isn't right for you, I'll say so.
Get your options
Book a free 30-minute call and I'll shop your case across every carrier I represent — usually with same-day availability. No pressure, no obligation.
Prefer to verify before you book? My NPN is 16701028 — look it up on NIPR, then grab a time.